White State Bank Privacy Policy, facts about how White State Bank handles your sensitive information"
FACTS WHAT DOES WHITE STATE BANK
DO WITH YOUR PERSONAL INFORMATION?

Why?

 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

 The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number
  • Account Balances
  • Payment History
  • Account transactions
  • Checking account information
  • Wire transfer instructions
When you are no longer our customer, we continue to share your information as described in this notice.

How?

 All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons White State Bank chooses to share; and whether you can limit this sharing.
White State Bank Privacy Policy Section 2:Why White State Bank Shares your personal information
Reasons we can share your personal information Does White State Bank  Share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes—
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We Don't Share
For our affiliates’ everyday business purposes—
information about your creditworthiness		 No We Don't Share
For our affiliates to market to you No We Don't Share
For non-affiliates to market to you No We Don't Share
White state Bank Privacy Policy Section 3: Contact information regarding any Questions.

Questions?

 Call 319-667-5005 or go to www.whitestatebank.com
White State Bank Privacy Policy Part 4: Definitions
Who is providing this notice? White State Bank
209 Ives Street, South English, IA 52335
What we do  
How does White State Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does White State Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account
  • Apply for a loan
  • Use your credit or debit card
  • Make deposits or withdrawals from your account
  • Show your government issued ID
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non financial companies.
  • Our affiliates include Country Bancorporation, Crawfordsville, Iowa; The Exchange State Bank, Springville, Iowa; Farmers & Merchants Savings Bank, Iowa City, Iowa; Hiawatha Bank & Trust Co., Hiawatha, Iowa; and White State Bank, South English, Iowa.
Non Affiliates Companies not related by common ownership or control. They can be financial and non financial companies.
  • White State Bank does not share with non Affiliates so they can market to you.
Joint Marketing A formal agreement between non affiliated financial companies that together market financial products or services to you.
  • White State Bank does not jointly market.
Other Important Information

For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

For Vermont Customers. We will not share personal information with nonaffiliates for them to market to you without your authorization and we will not share personal information with affiliates or for joint marketing about your creditworthiness without your authorization.